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Bankruptcy, Debt Relief and Foreclosure Defense

  • Chapter 7 – get a fresh start with a simple and speedy bankruptcy that will get rid of your unsecured debt while allowing you to keep your home and cars.

  • Chapter 13 – this type of bankruptcy allows you to pay a portion of your debt during a 3 or 5 year period. It is especially helpful in catching up on a mortgage.

  • Debt Negotiation – sometimes bankruptcy is not the right answer. Credit card companies or companies that buy bad debt are often will to give deep discounts for lump sum payments. Be careful of potential tax consequences, though!

  • Foreclosure Defense – Maine has a mandatory mediation system that encourages lenders to work out deals to save your home. I can help you navigate that process.

My office is located in Topsham, but I serve clients throughout southern and Mid-Coast Maine, including Bath, Brunswick and Freeport.

Regan Law LLC is a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.