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For many people in Maine, a vehicle is not a luxury; it is a necessity for getting to work, school, and appointments. The potential loss of a car can cause some people to hesitate to file for bankruptcy. Filing for Chapter 7 bankruptcy, however, does not automatically...
On October 18, 2021, changes will take place in Maine’s exemption statute will make it possible for more Maine people who are dealing with debt to file a simple Chapter 7 bankruptcy. In essence, the value of many exemptions to personal and residential property is...
One of the first things that many potential clients ask me is about the effect of filing bankruptcy on their credit score. Typically, a person who has a boatload of debt has a crappy credit score to go along with it. My response to them is usually a question: “What is...
Timing is important in filing a bankruptcy. Although you may have significant debt, you may also have significant assets that may not be protected if you file right away. Also, if you expect to incur more debt in a relatively short period of time (often medical...
If you are cited for operating under the influence of alcohol or drugs, you can lose your license in two ways. First, the Bureau of Motor Vehicles can suspend your privilege to drive administratively. This is not a criminal conviction. If you are convicted in court,...